Privacy Policy

Euromanagement ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our advisory and compliance services.

1. Information We Collect

1.1 Information You Provide Directly

We collect information you voluntarily provide when you submit an inquiry or contact form, request information about our services, or engage our advisory or compliance services. This may include:

• Contact Information: Name, email address, phone number, mailing address
• Professional Information: Business affiliation, sector, company structure and ownership
• Corporate Information: Details relevant to compliance assessments, AML reviews, or corporate advisory engagements
• Communications: Content of emails, messages, or consultation notes

1.2 Information Collected Automatically

When you visit our website, we may automatically collect device information (IP address, browser type, operating system), usage data (pages visited, time spent, referring URLs), and cookies — small data files stored on your device (see Section 8).

1.3 Information From Third Parties

We may receive information from professional networks and referral sources, public corporate and regulatory registries, and regulated partners where disclosure is required or permitted by law.

2. How We Use Your Information

We process your personal data only when we have a legal basis to do so:

Legal Basis	Purpose
Consent	Marketing communications, research briefings
Contractual Necessity	Providing advisory and compliance services
Legitimate Interest	Website analytics, service improvement, fraud prevention
Legal Obligation	Compliance with AML laws, financial regulations, and Cyprus tax reporting requirements

Specific Uses

We use your information to respond to inquiries and provide requested information, deliver advisory and compliance services, conduct AML and regulatory assessments, distribute research and compliance briefings, improve our website and services, comply with legal obligations under Cyprus law and EU regulations, and prevent fraud and ensure security.

3. Data Sharing & Disclosure

3.1 Service Providers

We engage trusted third parties who assist with website hosting and IT infrastructure, email delivery services, and document management. These providers are contractually obligated to protect your data and use it only for specified purposes.

3.2 Professional Network

With your explicit consent, we may share relevant information with licensed legal and tax advisors, regulatory bodies under mandatory reporting obligations, and professional counterparts required as part of service delivery.

3.3 Legal and Regulatory Requirements

As a compliance advisory practice, we may be required to disclose information to regulatory authorities under applicable AML legislation, Cyprus Law 188(I)/2007, and EU directives. We may also disclose to comply with court orders or legal process, enforce our terms of service, or protect rights, property, or safety.

3.4 Business Transfers

If Euromanagement is involved in a merger, acquisition, or restructuring, your information may be transferred. You will be notified of any such change.

4. Data Security

Technical Safeguards

• SSL/TLS encryption for data transmission
• Encrypted storage of sensitive information
• Regular security audits and updates
• Secure access controls and authentication
• Regular backups with encryption

Organisational Measures

• Staff training on data protection and confidentiality
• Confidentiality agreements with employees and partners
• Access restrictions based on need-to-know
• Incident response procedures

5. Data Retention

We retain personal data only as long as necessary for the purposes outlined in this policy:

Data Category	Retention Period
Inquiry / Contact Forms	2 years from last contact
Client Engagement Records	7 years after engagement ends (regulatory requirements)
AML & Compliance Records	5 years minimum (Cyprus AML Law 188(I)/2007)
Financial Records	7 years (Cyprus tax law)
Marketing Preferences	Until you withdraw consent
Website Analytics	26 months (anonymised after 14 months)

After the retention period, data is securely deleted or anonymised.

6. Your Rights (GDPR)

Under GDPR, you have the following rights regarding your personal data:

6.1 Right of Access

You can request a copy of all personal data we hold about you.

6.2 Right to Rectification

You can request correction of inaccurate or incomplete data.

6.3 Right to Erasure

You can request deletion of your data when it is no longer necessary for the original purpose, you withdraw consent and no other legal basis exists, or data was unlawfully processed. Note: certain data must be retained under AML and tax legislation regardless of erasure requests.

6.4 Right to Restriction of Processing

You can request we limit how we use your data in certain circumstances.

6.5 Right to Data Portability

You can receive your data in a structured, machine-readable format or have it transferred to another controller.

6.6 Right to Object

You can object to processing based on legitimate interests or for direct marketing purposes.

6.7 Right to Withdraw Consent

Where processing is based on consent, you can withdraw it at any time.

6.8 Right to Lodge a Complaint

You can file a complaint with the Cyprus Commissioner for Personal Data Protection or your local supervisory authority.

7. International Data Transfers

Your data is primarily stored and processed in Cyprus (EU). If we transfer data outside the EU/EEA, we ensure adequate safeguards through Standard Contractual Clauses approved by the EU Commission or adequacy decisions for specific countries.

8. Cookies & Tracking

Types of Cookies We Use

• Essential Cookies: Required for website operation — session management, security
• Analytics Cookies: Help us understand how visitors use our site (with IP anonymisation)
• Preference Cookies: Remember your settings and choices

We do not use advertising cookies, tracking pixels, or third-party marketing cookies. You can control cookies through your browser settings. Note that blocking essential cookies may affect website functionality.

9. Children's Privacy

Our services are directed to business principals and professionals. We do not knowingly collect data from individuals under 18. If we become aware of such collection, we will delete it immediately.

10. Changes to This Policy

We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will post the updated policy on this page, update the "Last Updated" date, and notify you via email for material changes if you are an active client or subscriber.

11. Contact